Credit repair

The elements of repairing credit

Assess your financial situation

Reducing current expenses and debts

Reducing your mortgage debt

Reducing debt through bankruptcy

Credit scores and credit reports: the nuts and bolts

Improving your credit score and credit report

Avoiding identity theft

Finding money to pay your debts

Negotiating with creditors and collection agencies

Debt repayment plans

Building positive credit history

Choosing and using credit and debit cards.