Denial, acceptance, and action
Controlling your cash flow
Spending plans: the key to beating debt
Getting your debt organized
Creating a payment strategy
Strategies for other types of debt
Strategies that can backfire
Getting your creditors off your back
Salvaging your credit score
Guarding against identity theft
Avoiding scams and rip-offs
You and debt: is it really over?
Tools and tips for staying out of debt
Passing along good money skills.